2024 Finance (insurance) Homeworks 1 And 2 (all Questions Below) Assignment Help

From the insured s perspective not owning or riding in an automobile is an example of which type of risk mitigation 2023

From the insured’s perspective, not owning or riding in an automobile is an example of which type of risk mitigation? Purposely leaving your old bicycle unlocked for thieves in order to collect insurance money for a new bicycle is a ________, while accidentally running into a bus while you were setting up a playlist on your mobile phone is a ___________. The principle of indemnity requires that: To be technically correct, we should define “weather” as: The combination of a large number of exposure units by an insurer is important for the operation of insurance because: The term “risk” is best defined as: Which of the following types of insurance is a “Personal-Involuntary-Private-Property & Liability” type of policy? Which of the following is not required for an ideal insurable risk? The possibility of loss resulting from a home fire is an example of: Which of the following would be an example of “loss prevention”? Which would be an example of a transfer of risk by “contractual arrangement”? The willingness to pay a premium for car insurance that is higher than your expected losses represents: Adverse selection is a term used to describe: Involuntary and unintended retention occurs when Risk avoidance would be the best solution in all of the following instances except which one? The elements of an ideal insurable risk: For the insurance company, a meaningful measure of risk is: The type of insurance that is characterized by individual equity and contractual arrangements is generally referred to as: Insurance which is required by law: Because of the fact that the terms of an insurance contract are fixed by the insurer instead of being determined by a bargaining process, the insurance policy is said to be If an agent tells an insured that a breach of a policy condition will not affect the policy’s coverages, and a loss occurs, the insurer may: You sell your car to a woman who responds to an ad you placed online, but you mistakenly pay the insurance renewal premium on the car after you sell it. During the policy term you find out that the woman you sold the car to was in an accident that caused extensive damage to the car. Which of the following is true? Insurance policies contain exclusions because One way the principle of indemnity is enforced is: Which of the following represents an exception to the principle of indemnity? An Insurance agent’s authority to act on behalf of an insurer: One evening after a football win, you drink way too much beer. In your drunken stupor you make an aftermidnight deal and you sign a contract. The next day you realize what an idiot you were and you need to get out of the contract. Which requirement of a valid contract would allow this? Which section of an insurance policy is unique to each individual insured All of the following are correct statements about aleatory contracts, except which one? Because of the fact that the terms of an insurance contract are fixed by the insurer instead of being determined by a bargaining process, the insurance policy is said to be: From the insured’s perspective, the purchase of insurance is an example of Probability may be defined as According to the law of large numbers, as the number of exposure units is increased Adverse selection Which of the following would permit the insurance company to void your automobile policy When there is a difference of opinion about the meaning of the terms in an insurance contract because they are capable of more than one interpretation, the courts Waiver In order to void a contract when the insured has made a misrepresentation, in most states the insurer must generally prove that the misrepresentation In an insurance contract, subrogation provides that: Which of the following does not constitute an insurable interest? By definition, estoppel: In the event of a total loss to property insured under a stated value policy, payment will generally be made for If an agent tells an insured that a breach of a policy condition will not affect the coverage and payment of a claim, and a loss occurs, the insurer may The term “hazard” refers to General unemployment in a recession would generally be considered to be A peril, as distinguished from a hazard, is defined as The type of retention that is always undesirable is The ultimate goal of risk management is to The risks most suited to treatment by insurance are those in which there is Those risks most suited to treatment by loss prevention are those in which

2024 Growth Horizons Assignment Help

Growth Horizons In a three to four page paper excluding title and reference 2023

Growth Horizons In a three to four page paper (excluding title and reference pages), explore the key factors that influence how entrepreneurs look at growth horizons. A growth strategy requires not looking for “sources of growth” but building strategic initiatives that encompasses future horizons. Be sure to include in your analysis the following: Define what you believe are three horizons the entrepreneur must address. What resources are needed for each of the horizons you have identified? How are transitions made from one horizon to another? How will you address growth horizons in your new venture? In addition to the requirements above, your paper: Must be double-spaced and 12 point font. Must be formatted according to APA style. Must reference two scholarly sources in addition to the textbook. Must include a reference page written in APA format. Carefully review the Grading Rubric for the criteria that will be used to evaluate your assignment. text book source/please indicate page or paragraph number. Please do an outline first. No plagarism do not make public.

2024 ACC206: final paper Assignment Help

You ve just been hired onto ABC Company as the corporate controller ABC Company is a manufacturing firm that specializes 2023

You’ve just been hired onto ABC Company as the corporate controller. ABC Company is a manufacturing firm that specializes in making cedar roofing and siding shingles. The company currently has annual sales of around $1.2 million, a 25% increase from the previous year. The company has an aggressive growth target of reaching $3 million annual sales within the next 3 years. The CEO has been trying to find additional products that can leverage the current ABC employee skillset as well as the manufacturing facilities. As the controller of ABC Company, the CEO has come to you with a new opportunity that he’s been working on. The CEO would like to use the some of the shingle scrap materials to build cedar dollhouses. While this new product line would add additional raw materials and be more time-intensive to manufacture than the cedar shingles, this new product line will be able to leverage ABC’s existing manufacturing facilities as well as the current staff. Although this product line will require added expenses, it will provide additional revenue and gross profit to help reach the growth targets. The CEO is relying on you to help decide how this project can be afforded Provide details about the estimated product costs, what is needed to break even on the project, and what level of return this product is expected to provide. In order to help out the CEO, you need to prepare a six- to eight-page report that will contain the following information (including exhibits, but excluding your references and title page). Refer to the accompanying Excel spreadsheet (available through your online course) for some specific cost and profit information to complete the calculations. Final Paper Spreadsheet I. An overall risk profile of the company based on current economic and industry issues that it may be facing. II. Current company cash flow a. You need to complete a cash flow statement for the company using the direct method. b. Once you’ve completed the cash flow statement, answer the following questions: i. What does this statement of cash flow tell you about the sources and uses of the company funds? ii. Is there anything ABC Company can do to improve the cash flow? iii. Can this project be financed with current cash flow from the company? Why or why not? iv. If the company needs additional financing beyond what ABC Company can provide internally (either now or sometime throughout the life of the project), how would you suggest the company obtain the additional financing, equity or corporate debt, and why? III. Product cost: ABC Company believes that it has an additional 5,000 machine hours available in the current facility before it would need to expand. ABC Company uses machine hours to allocate the fixed factory overhead, and units sold to allocate the fixed sales expenses. Bases on current research, ABC Company expects that it will take twice as long to produce the expansion product as it currently takes to produce its existing product. a. What is the product cost for the expansion product under absorption and variable costing? b. By adding this new expansion product, it helps to absorb the fixed factory and sales expenses. How much cheaper does this expansion make the existing product? c. Assuming ABC Company wants a 40% gross margin for the new product, what selling price should it set for the expansion product? d. Assuming the same sales mix of these two products, what are the contribution margins and break-even points by product? IV. Potential investments to accelerate profit: ABC company has the option to purchase additional equipment that will cost about $42,000, and this new equipment will produce the following savings in factory overhead costs over the next five years: Year 1, $15,000 Year 2, $13,000 Year 3, $10,000 Year 4, $10,000 Year 5, $6,000 ABC Company uses the net-present-value method to analyze investments and desires a minimum rate of return of 12% on the equipment. a. What is the net present value of the proposed investment (ignore income taxes and depreciation)? b. Assuming a 5-year straight-line depreciation, how will this impact the factory’s fixed costs for each of the 5 years (and the implied product costs)? What about cash flow? c. Considering the cash flow impact of the equipment as well as the time-value of money, would you recommend that ABC Company purchases the equipment? Why or why not? V. Conclusion: a. What are the major risk factors that you see in this project? b. As the controller and a management accountant, what is your responsibility to this project? c. What do you recommend the CEO do? Writing the Final Paper 1. Must be six to eight double-spaced pages in length, and formatted according to APA style as outlined in the Ashford Writing Center. 2. Must include a title page with the following: a. Title of paper b. Student’s name c. Course name and number d. Instructor’s name e. Date submitted 3. Must begin with an introductory paragraph that has a succinct thesis statement. 4. Must address the topic of the paper with critical thought. 5. Must end with a conclusion that reaffirms your thesis. 6. Must document at least three, but no more than five sources in APA style, as outlined in the Ashford Writing Center. 7. Must include a separate reference page, formatted according to APA style as outlined in the Ashford Writing Center.

2024 Due midnight Assignment Help

Integrated Marketing Communications IMC Campaign Objectives The objective of the Course Project is to demonstrate mastery 2023

Integrated Marketing Communications (IMC) Campaign Objectives The objective of the Course Project is to demonstrate mastery of all of the TCOs through the development of an integrated marketing communications (IMC) campaign. The IMC campaign will support the development of a brand in the marketplace. Either an existing brand or a brand created by the student can be selected for the assignment. The student will develop a plan and a promotional mix (advertising, direct marketing, Internet marketing, sales promotion, and public relations campaigns) and provide these in a rough draft form, followed by the completion of a final report and PowerPoint presentation based on the final report. A successful IMC campaign depends on an understanding of the target customer, the brand, and the integration of a promotional mix that delivers a consistent brand message at every touch point the customer has with the brand.